Reality

Ensuring peace of mind amidst an ownership dispute

Sean and Kara with their newborn, Grace, found their dream home. They quickly purchased the house and moved in, thrilled with their new beginning and forever home. Unbeknownst to Sean and Kara, the deed was never recorded at the local county office.

The legal process was lengthy, but the title insurance company covered all the legal fees and helped Sean and Kara prove their rightful ownership. In the end, they were able to stay in their beloved home without any further issues.

Sean and Kara learned the value of title insurance in protecting their property rights. Now they will live with peace of mind in their home, watching Grace grow up, and knowing they are well-protected against any future ownership claims.

Sean and Kara learned the value of title insurance in protecting their property rights. Now they will live with peace of mind in their home, watching Grace grow up, and knowing they are well-protected against any future ownership claims.

Because the Smiths purchased title insurance:

Protection for tax lien sale

The title insurance company worked directly with the taxing authorities to address the unpaid taxes and get the sale cancelled.

Financial Security

The title insurance company paid all the outstanding taxes to ensure the Smiths’ home was safe from foreclosure.

Peace of Mind

Unlike other forms of insurance, title insurance requires a one-time payment at closing, offering coverage without annual renewals.

Because of Sarah’s decision to buy title insurance:

Protection from Foreclosure

The title insurance company stepped in, paid the outstanding HELOC balance, and prevented foreclosure—ensuring Sarah didn't lose her cherished investment.

Legal Representation

The title insurer provided experienced attorneys who handled all the legal complexities. Sarah didn’t have to worry about navigating the courts or paying costly legal fees.

Financial Security

Without title insurance, Sarah would have faced the massive expense of resolving the matter and potentially losing her property. Title insurance protected her financial future, preserving 66% of her net worth.

Peace of Mind

Facing foreclosure is emotionally draining, but knowing she had a trusted ally helped ease the burden. The title insurer took care of everything, allowing Sarah to focus on her life, career, and dreams.

Title Insurance
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Insurance that protects purchasers of real estate and lenders against loss from liens, encumbrances or defects in the title to the property.

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Title Search
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An examination of public records to confirm a seller's claim that they are the legal owner of a property. It also confirms that a property is free of liens or ownership claims..

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Mortgage
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A temporary conditional pledge of property to a creditor as security for the payment of a debt that may be canceled by payment.

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Title Insurance Representatives

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Meaningful Protection

Title insurance is one of the most cost-effective types of insurance you can purchase, offering comprehensive protection for a one-time, regulated premium.

Fair & Transparent

In most states, rates are promulgated, meaning they are standardized and set by state authorities to ensure fairness and transparency.

Unmatched Value

For a relatively low, one-time fee, title insurance safeguards your homeownership rights for as long as you or your heirs own the property, providing peace of mind.

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Learn how title insurance has helped protect homeowners.

Tragedy

A retired couple’s dream home turns into a nightmare when they discover they were scammed by a fraudulent seller.

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Suspense

Sarah invested 66% of her net worth into her dream home. Without title insurance, will she lose it all?

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Drama

The neighbors nearly lost their home over an unpaid tax bill, but their title insurance saved the day.

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